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How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

Related :


Is it possible to get a bank loan with bad credit?
I’m trying to invest in my first house so that I can use it as an effective strategic tool to get out of poverty for the very first time ever in my life.
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Why do websites ask for credit card details if I only want to make myself a free account?
I mean, the only reason I want free membership is because I don’t have a credit card and therefore budget to make myself a paid account. So why do they need me to insert my detalis if I don’t want to pay for an account? Just a free account, with all it’s limitations. This happens on a lot of sites which have this kind of login mode. I mean it’s stupid. They want to steal from me and they say it out loud when they’re asking me for my credit card number and stuff when I only want to get myself a free account. It’s crazy. Free account means no credit card and stuff. Anyway, just explain it to me. Why do they ask for credit card for a free account?””
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A general question about Revolving Credit VS. Credit Cards on credit report.?
I read online that there is a difference between installment debt and revolving debt. On the article I read, credit cards were lumped into revolving credit and this kind of debt was the best for raising a score… Installment debt of course is monitored on the report, such as student loans, but it doesn’t raise the score tremendously even if you are paying it off early. Something interesting I found though, on my credit report there’s a section for revolving credit, and then CREDIT card debt… There’s a definition on my report but they seem to be the same to me! Obviously, somehow there is a difference… Can someone clarify if there is ANY difference between REVOLVING debt and CREDIT CARD debt?? Also bonus question: I am thinking about getting a secured credit card because of bad credit and I want to build good credit. Does a secured credit cards count as revolving credit?””
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“”If a loan is for 20,000 at 8% interest rate per annum, what interest charge will be made at settlement?
This is the only info. that’s given in the problem…
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I need a loan for 3000 and I can’t get one my crdit is sooooo bad any suggestions?

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Why might a lender be willing to charge you a lower interest rate if you agree to pay off your loan quickly?
This is an assignment, so i need a politically correct”””” answer””””””
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“”Can’t get a 60 month auto loan for $7000, why is this?””
I recently applied through my credit union for an auto loan to buy a used vehicle. They approved me for a 36 loan, and I was told that I can only get that, as my debt/income ratio was inadequate. When I tried to finance through the dealership, they told me that I also could only get a 36 month loan, because their bank would not finance a used, 70k mile car for longer than that. I’m 24, rent an apartment, and have fantastic credit. My credit union told me my credit score was 700+. I have one credit card with a balance less than $1000, an APR of 18%, a limit of $7600, and that is my only line of credit. I’ve never missed a payment, usually pay more than the minimum, and I have never missed a utility bill payment. I made $35k last year, so I’m not hurting for cash. I couldn’t afford the monthly payment of $200 a month that the 36 mo. loan would give me due to my other bills, but since they only asked my income, I doubt those other bills effected it much. A friend ventured the theory that it was my high interest, high balance credit card that stopped me from getting a 60 mo. loan. He theorized that because I could potentially add another $6000 in debt to my credit, and that it’s my only line of credit, that they wouldn’t approve me based on that. Others have suggested it’s because no bank would approve a 60 mo. loan on such a low amount of money. Which is true, and what can I do to reverse this, if anything?””
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Plaza Associates Collection Agency and Student Loans?
Plaza Associates Collection Agency and student loans? First off let me start be saying that I filed Chapter 7 bankruptcy last year. I have also had student loans in the past, but I am paying on them. I got a letter in the mail 2 or 3 days ago from Plaza Associates in New York about a student loan. I have never got a bill from the place that it says that I owe. If I owed them something it looks like I would have received a bill from them and not a letter from a collection agency. I sent Plaza Associates a copy of my discharge on my bankruptcy today. I also got a call from Plaza Associates about 30 minutes ago regarding this. The lady said they would like to work something out with me. I told her that I have never received anything from the company that she was telling me about. She said if I didn’t work something out that they could garnish my wages and assets. I am trying to get on disability right now and I do not work. If this is something that I owe (which I do not recall this company she was speaking of), what can they do legally since I am not working.””
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Is there any way I can get an educational private loan with poor credit?
I’m trying to get one for continuing education, & I have no one to cosign with me.””
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Visa Debit Card won’t work online.?
I have the information of the card. And I’m using it like a credit card, Visa said this was posssible, and I have the card. All the information but it isn’t working for online transactions.””
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Who or what can limit the interest rates and fees that credit card companies can impose?

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Debt consolidation?
why in all of america there is not one debt consolidation company that can combine payday loans, do they have the sopranos protecting them””
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Bankrutpcy and student loans?
I guess reporting the spammers today didn’t get me any brownie points.
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Does CapitalOne have a good credit card for people with bad credit?
I am interested in getting a credit card. I haven’t had a credit card in years, and I have made a few late payments on other bills, so I think that my credit is probably considered fair. I am trying to rebuild my credit, and I think that getting a credit card (and paying it on time every month) is the way to go. Does CapitalOne have the best credit card for folks with fair to poor credit? Is there a guaranteed approval? If CapitalOne isn’t the best, then can you recommend a good card?””
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What is the highest interest rate allowed in Tennessee on auto loans?
Can an individual be forced to pay in principal and interest fees far in advance of the worth of the property. Thanks
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“”How do you process a Ch. 7 bankruptcy without a 60 day counselling , due to no income to counsel about?””
Dark Green Money: If I was a horse in AZ , I would hide in the barn on Sunday and go out on Monday, although it does get very hot there.””
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Personal loans?
i live in the US and i have already tryed the payday loans
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Auto loan with poor credit?
my credit went up 51 points…sadly it’s now only at 566 due to me not receiving any medical bills or making payments because I moved and insurance problems yada yada. Is there any way to get an auto loan or any loan? I NEED a car to commute to work and mine is breaking down.
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Does anyone know of a payday loan where you just have to fill out one application and get approved?
I did an application online and it said that I approved but it keeps sending me to other applications.
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Help on some credit finance questions?
I tried them all, but I’m not sure how to do them can you check my answers to see if I did it right?! Thank you, 11. Your gross pay is $2,759.00. Your involuntary deductions are FICA (7.65%), federal withholding (12%), and state withholding (7%). How much are you allowed for housing and fixed expenses? (1 point) -$772.52 +$993.24 -$728.54 -$566.64 12. You are paid $8.25/hour. You work 35 hours/week for 3 weeks. Your involuntary deductions are FICA (7.65%), federal withholding (13%), and state withholding (9%). How much is your realized income? (1 point) -$203.13 -$866.25 -$288.75 +$609.39 13. You have a credit card with an initial balance of $3,168.00 and an interest rate of 12.75% APR. If you make no payments on the card for three months, how much is your balance by the end of the third month? (1 point) -$3,571.92 -$3,270.06 -$3,201.66 +$3,860.43 14. Your mortgage is $135,400.00 at a 5.25% APR. If you pay $1,500.00 towards the mortgage each month, how much of your second month’s payment is applied to the principal? (1 point) -$1,815.25 +$315.25 -$911.60 -$1,184.75 15. You have $1,998.00 on a credit card with a 14.5% APR. You miss your minimum payment the first month and there is a late fee of $37.00. How much is your balance at the beginning of the second month? (1 point) -$2,059.14 -$2,022.14 +$2,046.29 -$2,083.29 16. You take out a cash advance of $2,790.00 on a credit card with a 3.5% cash advance fee and a 13.5% APR. What is the amount due by the end of the month? (1 point) -$2,887.65 +$2,821.39 -$3,277.48 -$2,920.14 17. You have a credit card with a balance of $1,256.34 and a 9.5% APR. A late payment fee of $29.00 is added to the principal if you pay after 5/28. You make a payment for $200.00 on 5/28. How much interest did you pay? (1 point) -$100.35 -$9.95 -$8.36 +$119.35 18. You make a purchase of $1,987.54 using a rewards credit card that gives you 2% cash back. If the credit card has a 17.75% APR and you do not make a payment the first month, how much is the difference between the first month’s interest and the reward? (1 point) +$10.35 -$19.48 -$29.40 -$28.81 19. You have four credit cards. Each has a balance of $950.00, but their credit limits are $1,200.00, $2,200.00, $2,400.00, and $3,000.00. Paying off and closing which card would decrease your debt ratio? (1 point) -$3,000.00 limit -$2,200.00 limit +$1,200.00 limit -$2,400.00 limit””
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What does one need to apply for a personal loan? ?
or an auto loan or any other kind fo loan from the bank? besides good credit..what other factors?
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How do I build a good credit report in this case?

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#repost

“How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Where can I get a free credit report?
online
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#repost

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I just turned 18 and need to build my credit..?
i tried getting my phone bill put in my name, but they said i was only approved for a flex pay account b/c i had no credit thankss.””
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Where can we get our annual free credit report online?
It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.””
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Is Rockstar loan safe? Or any Loan site?
If you have no experience I rather you not give an opinion, but if not then thanks anyway””
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Please explain our auto loan to us?
Our monthly payment is 549.10 (yes ouch). As I’m looking on the statement, it shows the following, which I don’t understand: Principal Balance is 15,921.93, Principal Payment is 327.72, Interest Payment is 221.38, ending principal balance of 15,594.21. The interest rate is 14.5%. There is a Late and other charges”””” of 125.13. (husband will have to call to see what that’s for) This was supposed to be a five year contract. We have made a total of 40 payments… but the maturity date isn’t until 1/21/12. (The truck was purchased in Oct of 05) !?!?! Thats 7 years.. Yes we have missed a few payments””
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Does anyone know how I can get a FREE credit report without signing up for ANYTHING or paying ANYTHING?

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My credit score is 501?
Ihave a low credit score and I want a mortgage in nys can anyone give me any advice I am willing to pay a high interest rate an hope to refinance one day I am just interested in getting a mortgage at this time any advice would be appeciated!
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Whats a good $3000–5000 limit credit card?
I want to apply and get a few credit cards with $3000 to $5000 credit limit. -I have a credit score of about 701. -I have a 2 credit cards which iv had for about 2 years ($800 and $1200 credit limit) with about half the of the total limit available. so $1000. I will call and ask for a credit increase with my existing cards but i still need all the credit i could get. Any help would be appreciated.
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“”My CIBIL Score is 729, Do I will get the loan?””
I am applying for house loan of Rs 60 lakh, My annual income is 16 lakh.””
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Some California company calls me and says that they are going to sue me for a payday loan i never applied for?
Some California company calls me and says that they are going to sue me for a payday loan i never applied for? and know nothing about, and says they are issueing a federal warrent to have me arrested at work for stealing this money i applied for(NEVER) and never paid back, when i asked what loan and through who, the guy tells me that i should know who i got the loan through and who i didn’t pay back and etc… and says that i need to let my attorney know because he is pushing the legal papers forward and having me arrested… I have never ever heard of this and don’t know what is going on and need help… Does anyone know what is going on and can help””
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What should we do if bank messed up our mortgage loan?
We finally found a property that we like, but it turned out to be a detached condo. Our bank gave us a great quote on the mortgage rate that we decided to lock, and two weeks before the closing and approval of the loan we were told that the property was wrong and the original loan won’t fit our property type, and in order to continue we have to pay additional 5% down and also a much higher mortgage rate. At this point we can’t afford the extra 5% and had to decline the loan, but we already paid the home inspection ($300) and the mortgage processing fee ($600). We will get the fee back with the bank declining our loan but not the home inspection. Our feeling is that the bank has messed up toward the beginning, are we entitled to the reimbursement of the inspection as well? Also now we had a declined loan and credit check on our record, will we get affected for our next mortgage application? Any help will be great.””
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Credit Cards! Help!?
Does anyone have an idea on which credit card would be an ideal one for a first time? I just turned 18 and even though I don’t want one, it just seems like something you need these days. Help!””
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#repost

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Can I co-sign on an car loan if I already have one?
I have a car loan for 4k for 24 months, my friend wants to get a car but does not make enough money, since she just picked up 2 jobs and her last job she didn’t earn enough. I am confident enough to trust her, & that she will make payments on time, Will the bank approve me for an auto loan as a co-signer?””
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Loans for terrible credit?
i have terrible credit! is there any kinda way i can get a loan,…not a payday loan i dont trust those things.””
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Anyone else filed Chapter 7 Bankruptcy and live?
I got my letter for my 341 meeting today, it didn’t tell me to bring anything with me, so what do I bring? I filed without an attorney. Also What should I expect at this meeting? Thanks for any help””
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Is it possible for me to immediately pay off my auto loan from Bank of America?
I bought a used car and decided to get a loan to help me establish some credit. I can afford to pay the remaining balance of the loan. The reason I want to do this is because i want the title to the car, because I might need to sell it in the near future (because I am moving and will not need the car). How do I do this?””
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“”Would like to know a safe, legit online loan site for unsecured loans any suggestions?””
I am looking for an online loan company that would be legit, one that has low monthly payments and one for people with low credit scores.””
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Camel menthol carton online?
Anyone know of any trusted sites to buy cigarette cartons? (Camel Menthol preferably) ive looked through a few of them but most appear to be scam sites. Im not trying to get ****** over but I don’t wana spend a grip on a carton locally wich seems like the best choice so far
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What agency resolves bankruptcy issues after a bankruptcy is dismissed.?
I owed $12,000 on the car under the bankruptcy. Trustee schedule showed that I paid $13,000. GEICO paid $3,200 as the settlement to GMAC. GMAC put in my credit report that I still owed nearly $6,000. Their representative says they never received any payment. After several companies kept calling or contacting me by mail amd the lawyers told me to contact the trustee, I walked away from the bankruptcy. I set up arrangements to pay off the debts and completed that in Dec 2006. I was 6 months from the bankruptcy ending. When car was totalled, according to the trustee schedule, I only owed $1,249. GEICO settlement should have more than satisfied that debt. Fter the law firm changed over from lawson/Herring to Higgins/Allmand that’s when the problems seem to occur. HELP!””
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Can a Payday loan company take you to court?

“How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


Would a Private Loan in my situation work?
Hello! I’m a first year college student, and I’m having some trouble with my financial aid. I will receive 5,500 this year while my total cost of attendance is 7,200. I also would like to add to that total expenses for a new car (Old one died right before school started and while I can get a ride, I will need a clunker to get to at least work and back) and a lap top as my desktop computer is a joke (Windows 98. No I’m not joking.) My parents are seeing if they can get a PLUS loan, but because they may not be able to do that due to stipulations in there bankruptcy. If they cannot, I am stuck about 7k short of where i was hoping to be. My question is this: Should I try to acquire a personal loan for the 7k, with my awful credit, and get my car, laptop, tuition, school supplies and a small buffer taken care of and then just pay back the interest and loan while I can? I know its not the best idea, but I really need to do something as I’m becoming cornered in this situation. Thank you, And here’s to hoping this never happens to you, OR your kids.””
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What is the best company to order credit reports from?
Attention credit gurus. A consumer is supposed to be able to get one free credit report. But when I tried to order, the co. puts up an agreement that forces you into monthly credit report monitoring for a monthly fee, this before they give you the free”””” report””
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“”Is mygreatlakes.org”””” a student loan scam?””””
A few months ago I received an email from a url (mygreatlakes.org) saying that my address needs to be updated. I almost signed up for it but was uncomfortable with entering my SS number. After waiting a few days I tried going to the website again and it had completely changed and mentioned nothing about student loans. Now just recently I received another email stating the same thing as before. What is up with this website? Is it legitimate or someone trying to scam me
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Has anyone ever filed Bankruptcy??
with a Do it yourself kit?? I was wondering if there were anything special that has to be done??
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Can you negotiate a lower price when you payoff an auto loan?
I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing isn’t really an option. Thanks!!””
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“”Bankruptcy, debt consolidation, debt reduction? whats the best option?””
I recently heard about this company which offers debt reduction, around 50 percent, and you pay a monthly balance until your debt is gone. You can choose a one year payment plan, 2 or 3. I’m curious to know if this effects your credit as much as bankruptcy than why not just apply for bankruptcy? Please provide me with your opinions, experience, knowledge. Thank You””
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Has anyone else seen the new FreeCreditReport.com commercial?
OMG! I love it. They’re awesome.
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Private auto loan companies?
What should I know? Well here’s my situation…. I’m looking at buying a used car from an individual. It’s a nice car, few years old, has a carfax, etc. But it’s more than I could pay cash for. I know credit has dried up alot. But what should I know? Also, what are some companies I should check into using?””
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Is it legal for auto loan companies to contact neighbors?
My bank with my auto loan is really pissing me off. I was late on a payment like 20 days and they contacted my neighbor. No idea how they got her information, but then she came over and asked if I knew who so an so”””” company was because they called her and asked if I parked my car near by and they told her that I was late on my account. Is that even legal? It was 20 days late for god sake. These people are really rude on the phone and have all kinds of threats like a loan shark almost. Is there someone I can report them to besides the better business bureau?””””””
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Is there any place where you can get a credit report for freeand print it online?

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#repost

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How much will the bank loan an 18 year old on a used car?
Im looking into a 2007 335i bmw, I just got a job starting at minimum wage but I’ll be at 14 an hour and commission in a couple months, I was wondering if the bank or the dealer would finance me the 21 thousand or how much of a down payment I would have to save up to start talking to them… Would they fully finance it? I just turned 18 2 months ago, so my credit is standard I assume. Im pretty set on this car I just want to know what Im going to have to save up to get it, and I also know that insurance is going to be killer. All help appreciated. Thanks.””
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Which is the best website that gives true FREE personal credit reports?

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An Auto Loan Question?
I am buying a car and have a question. I will be financing it. The question is how many years do I have to pay it off? I mean 3, 6, 10? If I get it from a dealer?””
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Can some one sign over a house to save it from bankruptcy?
The mortgage is up to date but in mother’s name and mortgage in her name. Can I get her to sign it over to me and keep it from being sold by court.
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What is 880 credit score?

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#repost

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How can i buy a house for no $ down and low monthly payments REALLY?
no scams please. i only need real truth from real people.
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Bankruptcy or Collection agencies ?
I just wanted to have some information about What would be the worst between the two? Filing for Bankruptcy or still having my name in a collections agency, financially it’s been a struggle for the last four years and I want to pay everything off. I am in the process of getting work. It will take some time ,but it will be done. I have not filed for bankruptcy nor do I want to do that, however I have the collection agencies calling everyday. What would be the best solution right now and the wisest thing to do? Thanks for the best answer””
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“”Title loan, check ‘n go loan places?””
My best friend, seperated, not legally seperated, just seperated, from her husband has been asked by the husband to allow him to use the title to the car he is driving for a title loan. The title is in both their names, so she has to sign paperwork at the loan office, but supposedly not loan paperwork, but sign off her interest in this title and also then they have made her legally aware the title now has a lein. SO, our question really is can they or would they come back on her for the actual loan, since they are still legally married, as the husband and her aren’t well known for their ability to pay their bills. And these title loan and check loan places aren’t very reputable in their loan practices either. The husband originally begged for the loan and her cooperation for Christmas gifts for his daughter (not theirs together), now that Christmas passed he wants the money to go visit an uncle on his death bed.””
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#repost

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Need help with auto loan. Interests and payoffs?
Hi I got an auto loan last year Loan amount is 8591 dollars and interest is at 35% soo yesterday I called them and ask what was my payoff and they told me 8thousand somethig ?? Does it sound right? It’s 36 month term at 407 dollars a month and I still owe that much? Any advice would be appreciated thanks!
“How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?


#repost

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Will applying a large lump sum to an auto loan help in raising my credit score?
Silly Goose, one of the FIRST things I did was check to make sure there would be no prepayment penalties before accepting that loan. My intention was never to keep the loan for the full 6 years, or even 6 months for that matter. But I needed a vehicle badly and figured this would be the perfect opportunity to try and raise my score. My ultimate goal is to raise it enough to not have to accept ridiculously high interest rates. My net income is just over $2000/mo, and my monthly expenses would be half that getting rid of the car payment. With a raised score and my income I think I’d be pretty well off.””
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Complex decision……for renting or getting home loan?
Hi Everybody, How are you? I have some in queries….i hope you could give me a hand…..:- First of all i’ll be coming to USA with a green card…and i’ll be coming with some money around..10–15 thousand USD,and i was thinking of getting a home loan…! They say i can get home loan with down payment …3.5%…!! i think the amount which ill bring is enough for down payment…for a small house :- around 100,000$ 1-my questions are…:- if we agreed that the house ammount is 100,000$….and am paying down payment 10,000$…..How Can i pay the remaining amount with out paying any iterest amount!!! 2-regarding my credir score….i was told i need to provide 2 years credit report with 680 points score….!!! i dont know about the points score and How can i improve my credit score at the soonest…!! 3-My friend’s…..what would you advice me to do….take a home loan….and pay monthly payment of 800$, or should i rent a home and pay monthly rent 800$…!!!!!!!!!!!!!!!!!!!!!!!!!!!! Thank you very much””
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How does credit card APR affect you even if you pay off your balance in time?
I’ve been thinking as long as you pay off your credit card balance in time before their due date, you only pay for what you swipe. I thought APR kicks in ONLY if you don’t pay in time. Am I wrong or right? Please explain. Thank.””
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Can I afford a 19k car?
Hello Can I afford a car worth around $19,000? — I am 21 year old full time college student (My school is completely paid for and I have absolutely no loans taken out) — I have NO CREDIT what so ever. — I have a full time job, I bring home about 1,100–1,200 every two weeks. — I have NO co-signer — I am willing to put down around 3 thousand dollars as a down payment. (what do you guys recommend I put down?) — I have no bills what so ever. All my money I make from my full time job is spending money for myself. Couple questions! What is a good amount to put down on this 15k car? On average, what would my monthly payments be? Would this be a good way to build my credit?””
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Can i use my axis bank Credit card for cash withdraw?
Can i withdraw cash from atm using my axis bank credit card while i have 0 balance in my credit card
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What is the reason why people hate payday loans?

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What will happen if I dont pay payday loan?
The catch is — I’m not USA sitizen.So if I take 10 loans 500$ each and go back in my country what will happen next?My country of origin is Greece by the way!Can they press charges against me and how will they make me pay after I’m gone?
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How much will a judgment and bankruptcy deletion improve my credit?
Thanks for all of your responses! In response t the questions you have posed to me: Yes Ihave other lines of credit opened up since the whole foreclosure and bankruptcy ordeal. I currently have a car loan that is in good standing and my educational loans are showing up n in the credit as paying as agreed in good standing so I should be ok. I will also dispute or pay off the ridiculous amounts reported by Verizon of $29 and $55. Seriously Verizon? Thanks again for all of your help.
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True that you can not file a chapter 7 bankruptcy with credit card debt?
You can only file chapter 13? Is that true?
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#repost

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Can a bank open an account and issue a card without your consent?
I HAVE read everything. The account has been opened. I came with a card member agreement and gives you a number to call if you want to CLOSE the account. The card does need to be activated, but it appears that the account has been opened. I am always getting pre-approved OFFERS, but I’ve never received an actual card.””
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Do you need a credit score to receive an auto loan?
I am heading out of state to college in December and I will need a car in order to get me from place to place. I am seventeen currently and have never owned a credit card, so I have no credit score. My bank offers great auto loans but do I need to have built a credit score if I would like to get one? Thank you for taking the time to answer my question!””
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Is 699 a good credit score?
It’s say my PLUS score is 699 and that’s fair. So what is considered a good score?
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I agreed to sell my property and took advance money and now i dont want to sell my property?
Hello, I jointly own a flat with my Father in Mumbai in a 16 year old building. I am the first owner. I am currently resident in Chennai. I wanted to sell this flat and buy another one with lift and water facility. I looked around and found a two bedroom flat to my liking and paid a token advance and took the photocopies of the legal documents to avail a loan. Whilst the loan was under process, I put my existing flat in the market for sale. And I found a buyer for my flat through a broker. After negotiating the price I verbally agreed to sell my flat to the buyer and my father took a tken advance of 50k and signed an MoU which states the buyers details, details of the flat, price, and settlement date as 31 July 2010. My father agreed to this settlement date under the impression that our new flat deal will go thru. But the flat which I was planning to buy was already mortgaged with a bank, and my home loan financing bank refused to disburse the loan unless the mortgage is cleared. The seller of the flat refused to clear the mortgage which led to the cancellation of the deal. Now my problem starts. My father had committed the on the settlement date of 31 July 2010 which meant that I will register my flat and handover the possession of the same on or before that date. Apart from initial token advance, the buyer of my flat also transferred some money into my bank account and also paid somemore money to my father for which he obtained reciepts. Totally thebuyer of my flat has paid almost 65% of the agreed sale value. Now since my flat pruchasing deal got cancelled I am unable to honor the settlement date committed by my father. I informed the buyer of my flat that I will be unable to register the flat and hand over possession of the same as per the settlement date in the MoU. The buyer refuses to see reason and is threatening me and my family that he will come with his family and luggage and forcefully occupy our flat. He also threatening that he will also approach the court and obtain a stay against my flat. My parents are senior citizens who are not keeping good health. The above situation has put me in a deep state of distress and worry. I have no intentions of not selling the flat to the above buyer. But I cannot register and handover the possession of the flat to the buyer until I find another flat to buy. The last three days my parents are running from one apartment buiulding to another in order to find something suitable for our needs. But none of the owners are ready to handover posession without a 30–60 days notice period. I request the readers to guide me with their valuable suggestions within the frame work of legalities. Thanks in advance.””
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Can we get a home loan in my name alone soon if my spouse files chapter 7 Bankruptcy?
My husband cosigned on a crap car for me that has been a voluntary repo for almost 7 years. Now they are garnishing his wages & he is filing chapter 7 bankruptcy (he goes to court in 2 wks). I DON’T want him to file I plan to use income tax check & pay it off! I’m still going to pay this regardless, will they accept a settlement that will include what they’ve already garnished from him (it’s drivetime/ugly duckling)? I know it will be almost impossible for us to get a home in the near future;rent or purchase. I want to purchase but we will have to have a huge down payment bc of bankruptcy not to mention interest rates and mortgage payments being through the roof! **He makes more money than I but my credit will obviously be better than his (after paying this off I will have 2 cars paid off), is there a loan program where we can use BOTH incomes but only MY credit and only MY name because of bankruptcy? Is there a way I can go on a home loan alone? We only make about $50k together.””
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I RECENTLY TURNED 18 AND I AM LOOKING TO BUY A TRUCK OR DECENT CAR I WANT TO TAKE OUT A LOAN FROM THE BANK?
I NEED TO GET A LOAN FROM THE BANK TO GET MY TRUCK I WANTED I WORK ON COMMISSION SO I GET PAID PER CUSTOMER 13.50 PER CUSTOMER I NEED A CAR OR TRUCK SOON SO I CAN GET TO WHERE I NEED TO GO I WANT AT LEASE 5000 AS A LOAN THAT I CAN PAY BACK WITH IN 6MONTHS TO A YEAR I HAVE NO CREDIT SINCE I AM NEW TO ADULT HOOD
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Can i get a cash advance with my greendot card?
I would like to put the loan on my prepaid visa card, so do I need a routing number and bank name for this””
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#repost

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Does money in a 401k help to be approved for a home loan?
We were discharged from a bankruptcy last year, and want to buy a house next summer. We will have about $35,000 for a down payment and will be looking for a house in the $175,000 price range. At the time, we will have around $60,000 in our 401k’s. Will that money help our cause in getting a loan? We make over $110,000 combined per year. We are in Ohio””
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“”Where can i get a 10,000 to 15,000 personal loan by today??i have bad credit?
i need to find a place that has instant approval rates not one that reviews my application and gives me answers tomorrow i need it today!!
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“”I’m an authorized user, why is it on my credit report? Help Quick!?””
3 years ago, my grandma put my name on one of her credit cards so it would be easier for me to use”””” while I was off at college so she could help me pay for some groceries””
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Did you have to file for bankruptcy after your divorce?
I’m in a divorce that now hit the 4 thousand dollar mark with no end in site. When my husband walked out on us he left me in a big mess. I was a stay at home mom and I hadn’t worked in almost 3 years. He left us with no money or anything. He gets to go live with his rich family who are paying for EVERYTHING and he already told me he has the resources to drag this out till he crushes me financially. Honestly he’s doing a good job. I’m getting help from the government but it’s not enough to take care of me and two kids. I’m several thousand dollars in debt now and that’s only going to get worse. Should I let my attorney bills pile up and keep adding to my credit card debt and file bankruptcy or should I try to dig out? What would you do? I feel so lost right now.
“How can I speak to a live person at Experian to discuss stuff on my credit report that is incorrect.?

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